πŸ–‡οΈ How Often Do You Say "I'll Take Care of it Tomorrow"? | #MAKINGCENTS


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IMAGINE THIS: Either you're a parent spending money on your kids or a teacher spending money on your classroom. The school year is starting soon and as you wind down from the summer, you realize something – you don't have any school supplies whatsoever!

If you find yourself in this situation and you're able to thrive in the chaos, you just may have the Contemplator money personality!

Other Contemplators that live by the "I'll Take Care of it Tomorrow" motto include:

Eleven from "Stranger Things"

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Zuko from "ATLA"

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Contemplators Gonna' Contemplate...

Contemplators...contemplate, as mentioned in the name! Their procrastination mindset is best represented by the school supplies we use when we plan on reserving a task for another time: A PAPERCLIP πŸ“Ž

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While getting ready for the back-to-school season, Contemplators will be seen:

β€’ Shopping at the last minute, but making it just in time for all the deals!

β€’ Making spaces for other purchases; back-to-school shopping is just one of many responsibilities

β€’ Developing money habits that can prepare them for the next back-to-school season

Contemplate Consciously!

At their worst, contemplators may suffer from analysis paralysis that only becomes more apparent during this busy season. Contemplators can thrive this season by:

πŸ“Ž Setting reminders for seasonal deals and recurring payments that can interfere with back-to-school budgeting

πŸ“Ž Spending money responsibly rather than frivolously in the moment

πŸ“Ž Understanding that waiting for the "right moment" to start planning can lead to missed opportunities (and discounts)

Contemplators, please remember to breathe before you go out shopping! As long as you don't get caught up in the gleam and glamor of the back-to-school section at your local retailer, you'll be sure to ace this test!

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Up next in the conclusion of the #makecents series, we explore the Money Monk money personality and their approach to this season!


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Pockets Change, Non-Profit

Pockets Change is a hybrid organization (s-corp and non-profit 501c3) working with K-12 districts, colleges, and other community organizations across the country. πŸ“š Our mission is to build intergenerational financial resilience with students, families, and educators. We believe financial education is about much more than numbers, it’s a means for self-care and social justice. It all happens through Hip Hop pedagogy, which focuses on understanding self-identity in relation to the whole. Together we are working to address systemic issues of educational equity and the racial wealth divide.

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